DISSOLVE 1 Tbsp. of the flavored instant coffee in hot water in small bowl; sprinkle over ladyfingers. Line bottom and side of shallow 1-1/2-quart serving bowl with ladyfingers.
PLACE 1/2 cup of the milk, cream cheese and remaining undissolved flavored instant coffee in blender container; cover. Blend on medium speed until smooth. Add dry pudding mixes and remaining 2-1/2 cups milk; cover. Blend on medium speed until well blended. Carefully pour into lined bowl; top with whipped topping.
REFRIGERATE at least 3 hours or until set.